The NMLS is the legal system of record and free service for consumers to confirm that the financial-services company or professional is authorized to conduct business in their state. 

A little bit about what the NMLS Consumer AccessSM provides:

  • Contains licensing/registration information on mortgage, consumer finance, debt, and money services companies, branches, and individuals licensed by state regulatory agencies participating in NMLS.
  • Information regarding federal agency-regulated institutions and their mortgage loan originators who are registered with NMLS.
  • Contains information that is self-reported to regulatory agencies or an individual’s employing institution by the licensed/registered company or professionals.
  • Is updated nightly on business days